Tuesday, September 29, 2009
It was bound to happen
Their claim is that consumers who purchase these insurers' health plans could potentially use those federal dollars to access abortion care. Public funding for abortion was banned, with limited exceptions, under the Hyde Amendment of 1977, which is part of Medicaid law.
This has the potential to pressure private insurers to remove abortion care from their list of covered medical procedures in order to allow consumers who receive federal dollars as part of the health care reform proposal access to coverage. As the frantic action alert I received from Planned Parenthood today succinctly states:
if [this effort is] successful, access to abortion will be practically eliminated in health care reform. And without access, there is no choice.
Whatever your personal politics, it is a remarkable thing when a small but vocal minority can hijack a national issue so effectively and with such sweeping implications. In this case, those who could be hurt include not only insured women who need access to safe and legal abortion care but uninsured women who are just trying to get comprehensive health coverage.
Goodbye Public Option
Monday, September 28, 2009
faith as the solution to health care costs?
How it works:
There are three Christian health plans in the US, where members cover each others' major medical bills. To be a part of these health plans, one must be a church-going Christian and agree not to smoke, drink heavily, or have extramarital sex. Families pay $285/month to these faith-based health plans like Samaritan Ministries, which in turn distributes the money out to members who have medical bills that month.
The video made sure to point out what the critics are saying, things like...since it is not technically insurance, it is not regulated by the government and there is therefore no guarantee that medical bills will be paid. Even though there is no guarantee that everyone's bills will be paid, Samaritan Ministries says that they have never failed to cover a member's medical bills in their 15 years of existence. That's more than can be said about a lot of other insurance companies...
After watching this I still have a lot of questions, like about how this health plan deals with preventative care or ensuring that their members adhere to the requirements (namely, going to church and staying faithful in marriage). But nevertheless, it appears to be a cheaper alternative that is working for tens of thousands of Americans.
Here's the link to the video and article:
http://abcnews.go.com/Health/faith-based-health-care-evangelical-christians/story?id=8696127
Sunday, September 27, 2009
Health Insurers' Income Statements!
http://blogs.wsj.com/health/2009/09/25/unpacking-a-big-health-insurers-income-statement/
(or see below)
--
By Jacob Goldstein
In a year when everybody’s talking in sweeping, vague terms about health costs and the insurance industry, it’s useful to pause and dig into some really specific numbers to better understand how the money flows.
That’s what Princeton health economist Uwe Reinhardt does today, dissecting an income statement from the health insurer WellPoint in a guest post over at the New York Times blog Economix. Here are a few of the figures.
In 2008, the company’s total revenue was over $60 billion, more than 93% of which came from insurance premiums. About 6% came from fees for administering insurance for self-insured companies, and 1% came from the float.
WellPoint paid out about 84% of the premium revenues it collected to pay for health care and drugs for the people the company insures. That percentage is known as the medical loss ratio or the health benefit ratio.
The company spent roughly $9 billion, or 14% of total revenue, on marketing and administrative expenses.
The company’s net income was $2.5 billion, which means its profit margin was 4%. Profits were just over 5% of total assets deployed by the company, and 11.6% of the equity shareholders had in Wellpoint. “Relative to other industries, these are not particularly high numbers, nor are they particularly low,” Reinhart writes.
He notes that marketing and administrative expenses “typically are a far bigger enchilada” than profits for insurers. “It is here that the health insurance industry is being challenged to search for economies.”
--Thursday, September 24, 2009
Blogs and more blogs
Sorry if you have already gotten an email blast about this, but I wanted to let you know about some other health policy blogging going on...PolicyMatters, the journal of the policy school, has a blog as well, and if you scroll about halfway down, you can see some entries about health care, for your reading pleasure.
http://policymatters.net/
Also, on the lighter side of the things, check out how celebrities are doing their part to make sure we remember who the real victims of health reform are:
http://www.funnyordie.com/videos/041b5acaf5/protect-insurance-companies-psa
PBS special - TONIGHT, 9/24!!!!!
http://www.pbs.org/now/shows/health-care-reform/index.html
Tuesday, September 22, 2009
Obama on Letterman and Healthcare Reform
I find it interesting and frankly, quite striking, that Obama is using popular media like the media to advocate for health care reform. That's meant to be a good comment by the way. Talk about getting out there and promoting the cause. I guess in terms of convincing people, you gotta give the guy credit for taking the road less travelled. I think this goes back to some of the comments that were brought up at the health care reform workshop and in some ways points back to the idea in policy that the President has a national constituency and in that sense has a unique leverage.
I don't necessarily know if Letterman's audience are in some ways biased or if Letterman himself is biased, it is New York afterall and maybe the optimist in me would still like to believe that using this new form of advocacy by the President would reach a wider audience. In 200c, Oprah was noted to be one of the most effective health educators around.
In that case, Mr. President, has your staff been talking with Oprah's people? After all, she does have a new season and most likely a new couch.
Sunday, September 20, 2009
Hmmm - Andrea, convincing people is always so difficult. If it were to happen, I feel like this is an instance where we need to somehow get the little penguins to join together to tell their parents that they should buy into this. Maybe Obama should start a nationwide college tour to build momentum/support and show people that there are supporters out there. It's great trying to bring everyone together, but I think that when you hold multiple town halls/joint sessions of congress (okay, so maybe that couldn't be helped :P ) where there are loud, angry dissenters, supporters might begin to feel as if they're on the fringe.
Friday, September 18, 2009
for your health...and your entertainment?
Since stopping breathing isn't really an option...time to get vaccinated? Tang Center's flu shot schedule: (http://www.uhs.berkeley.edu/home/news/pdf/FluShotFlier09.pdf)
You can read the article and watch his interview here:
http://cbs5.com/health/hand.washing.h1n1.2.1194097.html
Thursday, September 17, 2009
Most insured Americans at least say they're happy
Wednesday, September 16, 2009
Special Interest Groups: What's their role in the reform?
I'm going to respond to Patrick's post, and then pose a couple (somewhat-rhetorical) questions. I found it very interesting that while the AMA's position is one against the public option, the majority of physicians belonging to AMA are in favor of the public option, in some shape or form. Off the bat, I just have to throw the fact out there that the majority of physicians sign up for the AMA because it's "what you do", you get your little purple ID card, keep it in your wallet (or the back of your desk drawer), and conspicuously arrange your free subscription to JAMA on your desk as to assure your patients will see it. Somewhat of a cynical exagerration, but you catch my drift. That being said, I guess it's not too hard to conceptualize how the majority of the group's members feel one way, yet the official position of the group fails to reflect the majority vote. The average doc out there, "working 75+ hours per week, trying to please a million masters, attempting to keep his head above water in the sharktank" is about as invested in the AMA as schoolchildren are in classwork on the day before Christmas vacation. In fact, this lack of leadership and interest has been a topic of concern for the AMA for decades. And it's sad, because as much as the reform (in whatever form it eventually takes) is going to effect patients, insurers, etc...it's going to rock the worlds of physicians.
As Patrick mentioned, the medical community is widely split on the reform issues. So much so, in fact, medical schools host debates (tactfully-advertised around campus as "expert panel discussions on health reform") between physicians from the two camps: mainly the AMA and PNHP (Physicians for a National Health Plan.) Med students pile into auditoriums to listen to middle-aged docs battle it out over reimbursement, treatment of the uninsured, and how there are more billers in their office than physicians due to the headaches involved with billing several different insurance companies. In general, primary care physicians side with PNHP, and specialists side with AMA--but this is a gross overgeneralization (as the statistics in Pat's article illustrate.) I guess I'm having a hard time reconciling how the AMA, whose vision is to "help doctors help patients by uniting physicians nationwide to work on the most important professional and public health issues", can publicly take a stance on such a massive issue as national reform, with an opinion that does such a mediocre job of capturing the best interests and feelings of so many (the majority!) of its constituents. Sure, there will always be a few dissidents in every interest group...but this is more than that. In this case, with so much on the line, and such a massive discrepancy of opinion amongst its constituents, is the AMA justified in publishing any official stance on health reform? That's what an "interest group" is supposed to do, right? Attempt to influence policy, in some way, by at least taking some official stance on the issue. Or is this a classic example of the squeaky wheel speaking inappropriately on behalf of the silent majority?
Tuesday, September 15, 2009
New survey in NEJM finds that, overall, doctors support a public option
I found this interesting article published by NPR in my daily read. In it, the authors describe that physicians as group have traditionally had difficulties giving an official stand on health care reform. As a medical student, I can definitely see this as being true. From my personal experience, doctors in primary care tend to prefer a public option and those in high-paying specialties tend to be content with the status quo. However, in this article, a recently published survey in the New England Journal of Medicine has found that 63% of doctors favor a mixed system that includes both private and public insurance; an additional 10% favor a single-payer only system. When the public was polled, about 50-70% said that they are in favor of a public option.
What else is interesting is that the majority of the doctors who are members of the American Medical Association (AMA) are in favor of a public option, though the organization itself is opposed to it. The AMA has historically been opposed to health care reform as one of its main objectives is to protect the interests of physicians, not improving patient access or care. Also, I've heard that the AMA only represents about 20% of physicians; in the NPR article, the authors state that less than one-third of physicians belong to the AMA. Most physicians join their own specialty groups. If this is true, then here we have a very powerful lobbying group against a public option who does not actually represent the opinions of its constituents.
Instead of looking to the AMA as the voice of physicians, one can find differing opinions from other medical groups. The American Medical Student Association (AMSA) represents the future physicians of America and has a very firm commitment to universal health care and enstating a single-payer system. However, not every medical student is involved with AMSA.
Just the other day, massive protests against federal spending took place in Washington DC. Given this NPR article stating that the majority of both doctors and the general population actually favor a public option, one has to wonder who exactly these protesters are. Are they simply the loud minority? How do these statistics fit in with what we discussed in class -- that most Americans are happy with their own health coverage?
I have included both the NPR and NEJM articles below:
http://www.npr.org/templates/story/story.php?storyId=112818960
http://healthcarereform.nejm.org/?p=1790&query=home
Let's discuss!
"Socialized Medicine"
Hey everyone, I thought this would be a great article to share:
http://www.nytimes.com/2009/09/03/opinion/03kristof.html?_r=1&em
Here's a small excerpt:
"Until the mid-19th century, firefighting was left mostly to a mishmash of volunteer crews and private fire insurance companies. In New York City, according to accounts in The New York Times in the 1850s and 1860s, firefighting often descended into chaos, with drunkenness and looting. So almost every country moved to what today’s health insurance lobbyists might label “socialized firefighting.” In effect, we have a single-payer system of public fire departments.
Throughout the industrialized world, there are a handful of these areas where governments fill needs better than free markets: fire protection, police work, education, postal service, libraries, health care. The United States goes along with this international trend in every area but one: health care."The article also discussed how the government run health care systems (VA, Medicare) are what people actually like, has better performance and is cost-efficient. I just find it intriguing that other systems in America--like fire-fighting--are okay to be set up with a single-payer system but health care is constantly faced with extreme opposition and fear of reform. Granted, health care is a different area, even creating/proposing small incremental changes exerts a lot of effort and time. Maybe, like this article points out, when put into the context of looking at the spectrum of activities/positions in the US that are so-called "socialized" people can begin to understand the positive implications the single payer system or public option could potentially have. What do you think?
Monday, September 14, 2009
End of life care needs more attention
I worked with Dr. Meier at Mount Sinai Medical Center and she is such a ground breaker in Palliative Care advancement. She is the director of the Center to Advance Palliative Care at Sinai and is a Geriatrician/Palliative Care physician, but she is planning to take a 1 year leave to move to DC and work on healthcare reform.
If you follow the topic, her name will continue to appear like in her recent Newsweek article on the Death Panel controversy. In her powerful healthaffairs.org speech, she talks about 2 patients at the end of their lives, each of whom have VERY different experiences. If we want to control costs, this issue urgently needs to be pushed to the forefront of the political discussion. The way we treat very sick and very elderly patients sometimes defies all reason and I have always wondered why. Is it the way we educate medical students? Is it our pervasive fear of death? Demands from patients and families? Is it all about money and physician incentives?
"Did you hear the one about..."
http://www.nytimes.com/2009/09/14/health/policy/14kidney.html?ref=health
Yes, it's another potentially incendiary story that will inevitably be mentioned in one of Obama's upcoming speeches, but it's also an example of potential good will that doesn't go far enough, often out of necessity.
"The rationale for leaving out younger transplant recipients was simply that the money was not there, Congressional aides said." Not to be nihilistic, but it's useful to remember that policies put forth with the best of intentions can fall short, independent of our tireless efforts; but it's no reason to stop trying.
Medical Ethics during Hurricane Katrina
Sunday, September 13, 2009
Redefining the level of Health Care Competition
Saturday, September 12, 2009
Healthcare Reform, Illustrated
For those who - like me - feel embarrassingly uninformed about the details of healthcare reform, I thought I'd pass along this set of "napkins" illustrating the main points of the debate. I can't vouch for the presence/lack of bias, but it helped clarify some things for me. Also, there are pictures!
Click here for the full slideshow.
Friday, September 11, 2009
"Meaningful" Reform?
I certainly think it would be an accomplishment to pass a plan that makes a dent in the huge number of uninsured, but covering more people isn't necessarily going to contain costs. I understand the argument that with more people, particularly young healthy people, in the insurance pool paying premiums the costs per patient may go down slightly, but I don't see how this could cap any skyrocketing costs due to technological advances and expensive pharmaceuticals, for one. So my question is: can we call a plan without any real cost-containing measures "meaningful" health reform?
Wednesday, September 9, 2009
Welcome to Fall 09 HPM Class
Kim